Conforming Fixed PI - FannieMae

Updated: 08/06/2024

Loaning.ai : Conforming Fixed PI - Freddie Mac
(FMC30FP, FMC20FP, FMC15FP, FMC10FP)

Purchase
Fixed & ARM
OccupancyUnitMin. FICOLTV / CLTV / HCLTV
Primary162095% / 95% / 95%
262085% / 85% / 85%
3-462080% / 80% / 80%
Second Home162090% / 90% / 90%
Investment162085% / 85% / 85%
2-462075% / 75% / 75%
Rate / Term Refinance
Fixed & ARM
OccupancyUnitMin. FICOLTV / CLTV / HCLTV
Primary162095% / 95% / 95%
262085% / 85% / 85%
3-462080% / 80% / 80%
Second Home162090% / 90% / 90%
Investment162085% / 85% / 85%
2-462075% / 75% / 75%
Cash Out Refinance
Fixed & ARM
OccupancyUnitMin. FICOLTV / CLTV / HCLTV
Primary162095% / 95% / 95%
2-462075% / 75% / 75%
Second Home162075% / 75% / 75%
Investment162075% / 75% / 75%
2-462070% / 70% / 70%